Do well. Be well. financially.
Financial Planning is a process. And I’ve learned the financial planning process can be intimidating for some. That’s normal. I’ve tried to avoid using a “process” in the past but it just doesn’t work.
Understanding our process will help you better evaluate us and other firms you might be considering.
why: To help you (and us) make an informed decision about working together
what: A complimentary two-meeting process. at the end, you’ll have a clearer picture (a map) of where you are, where you’re trying to go, and how to get there
who: Diligent savers looking to make sense of and maximize their financial lives
Here are the highlights:
schedule your 15-Minute phone call
HOW DO i KNOW IF I’M A GOOD FIT?
Our value is best seen when we focus on situations that require financial expertise. Sometimes this means getting organized, financially. Other times it requires complex financial planning. And we also see everything in between.
Our typical clients are:
Professionals aged 35 - 55 who want to plan for and know they have the ability to retire one day
Diligent savers looking to make sense of and maximize their financial lives
People who don’t have the time to manage their financial lives themselves and value expert guidance
still have questions? Cool! Keep reading…
How does OnPlane Financial Advisors Make Money?
We are a fee-only financial planning firm. On top of that, our fee is flat which means we are a transparent and easy to understand line item on every one of your statements. No commissions here. Our ONLY source of compensation is from our clients, and our clients alone.
A transparent, flat fee includes the management of all your investment accounts PLUS ongoing retirement and financial planning. The goal is to lower your taxes, reduce risk, and make sure you can retire without worry.
No investments yet? No worries. Our Wealth Builder program is designed just for you. Our transparent, flat fee (payable monthly or quarterly) provides expert financial planning geared to supercharge your savings and help you grow your investments.
Schedule your first phone call with us and go through the “Fit” & “Picture” steps of our process. This will help you make an educated and informed decision about working with OnPlane Financial Advisors and others you may be considering.
Do You Offer an Hourly or One-Time Project Fee Option?
Our goal is to form decades-long partnerships with clients and be someone they trust and want to be around for all those years. Hourly fee or one-time project fee options don’t create the types of relationships we’re looking to establish.
If you’re looking a for a financial planner that can handle those arrangements, let us know and we’ll do our best to connect you with a planner that would be a better fit.
How Are You Different Than Other Financial Advisors?
Our flat fee model is a big differentiator. An assets-under-management (AUM) fee model is the standard in our industry. It wasn’t the right fit for our firm.
We limit the number of new clients we take on to deliver massive value and personalized service. In addition to that, our firm is designed to stop accepting new clients at a certain threshold so our clients know we’ll never get too big for our britches and they’ll never get handed off to another advisor.
We invest in industry-leading technology to simplify our clients’ lives and make their financial lives easier.
Why OnPlane Financial Advisors?
I love this question. First, let me tell you who shouldn’t hire us: Ostriches. Financial Advisors & Ostriches DO NOT work well together. Meetings won't happen, you'll put off doing the work and honestly we'll likely end up wasting each others time - and some of your money.
Also, if you’re looking for an advisor who will trade your investments in an attempt to “beat the market” then yeah, we’re also not a good fit. Why? We only focus on financial factors you can control. And trying to predict whether the market will go up or down or when interest rates are going to go up? Not factors we have any control over.
But hey, if you like things like lower tax bills, smarter investing, and maximizing your financial life then you’re in the right place.
schedule your 15-minute phone call
Here’s where we both get a chance to make sure we’re a good fit.